Mortgage Refinance

Ameridream Home Loans Can Help You Refinance

Refinancing at a Glance

Need a lower payment? Cash back? Payoff your home sooner?
Find out how refinancing will help you achieve your goal.

Most Common Reasons for Refinancing Your Home

  • Lower your monthly payment
  • Pay off your mortgage faster
  • Get cash from your home
  • Consolidate your debt

Four Common Refinancing Options
That Can Meet Your Needs

Cash-Out or Cash Back Refinance

This plan allows you to get a new loan to pay off your existing loan. It also allows you to access the equity you have built throughout the years.
  • Pay off Debt
  • Replenish Savings
  • Home Improvement


If you currently have a high or adjustable rate mortgage, this might be the time to refinance and take advantage of the lowest interest rates available.

Shorter-Term Loan

If your main goal is to quickly build up equity and to pay off your mortgage sooner, the shorter-term loan is probably your best choice! Shorter term loans have lower interest rates, in some cases, you might be able to refinance for a shorter term without increasing your monthly payment.


If you purchase your home with a low down payment, you may be able to refinance and avoid paying PMI (Private Mortgage Insurance).